Building Resilient Portfolios Amid Geopolitical Tensions

Gold prices are flat on Thursday morning. U.S. retail sales rose 1.0% last month following a flat reading of 0.0% in June, the U.S. Commerce Department announced Wednesday. The data was significantly better than expectations, as economists’ consensus calls projected a 0.3% increase in July’s headline number. The price of gold is trading at $2,445.54, down $2.31. The price of silver is trading at $28.24, up 67 cents.

Amid rising geopolitical tensions, such as the US bolstering its military presence in the Middle East and Ukraine’s incursions into Russia, UBS suggests investors are advised to maintain resilient portfolios rather than react impulsively to market shocks. Historical evidence suggests that geopolitical crises typically have temporary impacts on asset prices, and selling during uncertainty can lead to locked-in losses. A well-diversified portfolio across asset classes, regions, and sectors can mitigate short-term risks and support long-term growth. Portfolio hedges like gold are recommended due to their potential to provide uncorrelated returns and protect against potential losses. UBS expects gold to rise to $2,600/oz by year-end, driven by demand from central banks and safe-haven flows.

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