Market cycles will endure as long as humans exist
“Four of the most dangerous words in the investment world are ‘It’s different this time.’ When people use them, what they’re saying is that the norms of the past no longer apply. . .Both these 
notions were soon shown to have been erroneous, and the market bubbles abetted by that optimistic thinking were popped, bringing on painful market crashes.” – Howard Marks, Bloomberg
Dr. MoneyWise says. . . . Old Ben Franklin said it best. “By failing to prepare, you are preparing to fail.” And I will add, we do not know when the next crisis will begin, but begin it will. And when it does, only two kinds of investors will be there to greet it: Those who prepared and those who did not.
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